Agent Lender Network
by K&C Capital Independent Lender Broker
A.L.N
Independent Small Business Financing Broker
Fast, Flexible Funding for Growing Small Businesses
Agent Lender Network with K&C Capital connects you with the right lenders so you can secure SBA loans, DSCR loans, or unsecured business funding—without wasting weeks chasing banks and paperwork.
No upfront fees. No obligation. Just a clear path to the funding you need.
Typical funding amounts: $50,000 – $5,000,000+ depending on loan type and qualifications.
Get a Free Funding Review
Tell us about your business and funding needs in 2–3 minutes. We’ll match you to the best SBA, DSCR, or unsecured loan options.
Secure & confidential. Your information is only shared with lending partners for this request.
Why Work With K&C Capital
Independent guidance, not one-size-fits-all lending.
A.L.N. with K&C Capital is an independent broker that works for you, not the bank. We help small business owners and real estate investors navigate today’s complex lending landscape so you can access the capital you need to grow.
Whether you’re expanding locations, purchasing or refinancing investment property, or need working capital to stabilize cash flow, we’ll help you choose the right structure across three proven loan types: SBA, DSCR, and unsecured business loans.
Built for busy owners
- Single, streamlined application reviewed across multiple lenders.
- Clarity on which loan type fits your goals, timeline, and credit profile.
- Hands-on support from initial strategy through closing and funding.
- Transparent terms and expectations—no surprises at the closing table.
Loan Options
Three focused loan products. One clear path to funding.
We specialize in a tight set of lending products so you get expert guidance—not generic advice.
SBA Loans
Government-backed loans for established businesses that want longer terms and lower payments.
Best for: Business acquisition, owner-occupied real estate, expansion, refinancing higher-cost debt.
Typical amounts: $250,000 – $5,000,000+.
Benefits: Longer terms, lower monthly payments, competitive rates.
Good fit if: You have solid financials and can provide documentation, and you’re focused on long-term growth.
DSCR Loans
Debt Service Coverage Ratio (DSCR) loans focus on the cash flow of the property, not your personal income.
- Best for: Real estate investors financing or refinancing rental and investment properties.
- Typical amounts: $150,000 – $3,000,000+.
- Benefits: Underwriting based on property cash flow, flexible documentation.
Good fit if: You’re growing a rental portfolio and want financing based on the deal’s performance.
Unsecured Business Loans
Funding based on your revenue and credit profile—with no collateral required.
- Best for: Working capital, inventory, marketing, payroll, or short-term opportunities.
- Typical amounts: $50,000 – $500,000+.
- Benefits: Faster approvals, no real estate collateral, flexible uses of funds.
Good fit if: You need capital quickly and prefer not to pledge property or equipment.
Simple Application
Tell us about your business in a few quick steps.
Use the form to share the basics of your business and funding request. We’ll review and reach out with tailored options across SBA, DSCR, and unsecured loans—typically within 1 business day.
- Name & business name
- Email and mobile phone
- Estimated funding amount requested
- Type of loan you’re most interested in (SBA, DSCR, or unsecured)
- Brief description of your business and use of funds
Time to complete: Usually 2–3 minutes.
Start Your Funding Request
Complete this form and we’ll follow up with personalized options and next steps.
By submitting, you agree to be contacted about financing options by phone, text, and email. You can opt out at any time.
Trusted By Owners Nationwide
Pragmatic lending guidance—not sales pressure.
Our role is to translate bank language into business owner language. We’ll walk you through scenarios so you understand total cost, payments, and tradeoffs across each option.
- Extensive experience with SBA, DSCR, and unsecured business funding.
- Access to a network of national and regional lenders.
- Fast pre-qualifications—often within 24–48 business hours.
- Nationwide coverage with a focus on small business and investor needs.
- Transparent process from application through closing and funding.
What to expect after you apply
- Initial review of your application and goals.
- Quick assessment of which loan type is most realistic.
- Clear list of documents to gather (financials, tax returns, leases, etc.).
- Introductions to lender(s) best aligned with your scenario.
- Support through underwriting, term review, and closing.
Ready to see what you qualify for?
Answer a few quick questions about your business and funding goals. We’ll do the heavy lifting to match you with the best SBA, DSCR, or unsecured loan options.
Or call us to discuss your scenario and timeframes.
Phone: (318) 731-8691
Thank You
We’ve received your funding request.
Thank you for sharing details about your business and funding needs. Our team at K&C Capital will review your information and begin mapping out potential SBA, DSCR, and unsecured loan options.
What happens next: We’ll reach out by phone or email to confirm your goals, fill in any gaps, and walk through realistic options and timelines.
Here’s what to expect over the next 24–48 business hours.
- Initial review: We’ll review your application details and cross-check them against current SBA, DSCR, and unsecured loan programs.
- Follow-up contact: A member of our team will contact you (by phone or email) to clarify your goals and timelines.
- Loan fit & strategy: We’ll outline which loan types appear to be the best fit, and what ranges you may realistically qualify for.
- Document checklist: You’ll receive a short list of documents to prepare so we can move quickly once you’re ready to proceed.
- Next steps to funding: Together we’ll decide which direction makes the most sense and map out the path to underwriting and closing.
To get a head start, gather:
- Most recent 2–3 years of business tax returns (if available).
- Year-to-date profit & loss and balance sheet.
- Last 3–6 months of business bank statements.
- For DSCR loans: property rent roll, leases, and any existing loan information.
- A brief summary of how you plan to use the funds.
Want to talk through your scenario sooner?
If you’d like to move quickly or have a time-sensitive opportunity, you can schedule a call now or reply directly to the confirmation email we just sent.
Also check your email for a confirmation message from K&C Capital with a copy of your responses and our contact information.